CoolCredit is a Czech non-bank lender offering fast online payday loans. Anyone over 18 with a steady income and residence in the Czech Republic can apply. The process is fully online — no branch visits required — and funds reach your account within 10 minutes of approval, any day of the week including weekends, with no need to state a reason for the loan.
The company follows responsible-lending principles and is licensed by the Czech National Bank (ČNB).
Terms
- 💰 First loan up to 15,000 CZK; after repayment, up to 25,000 CZK
- ⏱️ Funds within 10 minutes of approval
- 📅 Flexible repayment — 5 to 30 days
- 🏦 Licensed by the Czech National Bank (ČNB)
- 🔍 Transparent interest — you know exactly how much and when to pay
- 📍 Czech residents only, 18+